The market now is in a quiet mode after recent rapid rallies. History shows that these quiet phases let new leaders form before the next big move. Smart investors often accumulate early.
In this cycle, Mutuum Finance (MUTM) stands out as a token marrying real utility, structured governance, and perfect timing for the next upward trend.
Mutuum Finance (MUTM) is in Phase 6 of its presale. The total token supply is 4 billion. To date, about $17.35 million has been raised across earlier stages. In this current phase, 68% of 170 million tokens are already sold at $0.035 each.
The next phase will raise the price to $0.040 — a built-in 15% uplift. The project already has over 17,100 holders who entered before any potential exchange listing. Institutional mindset investors prefer entering prior to expected exchange exposure. That exact stage is where MUTM is positioned now.
Lending backbone & ecosystem depth
Before heading to the dual lending take note that a recent update has been applied to the 24-hour leaderboard for community growth.
The user holding the top spot each day will earn a $500 MUTM bonus, provided they complete at least one transaction during that 24-hour period. The leaderboard automatically resets every day at 00:00 UTC.
Mutuum Finance (MUTM) is not built for hype alone. It rests on a dual lending design combining Peer-to-Contract and Peer-to-Peer frameworks. The first allows users to deposit assets like USDT or ETH into smart pools. In return, they receive mtTokens.
These tokens track pool share plus earned yield over time. This gives passive income to depositors. The second layer is direct deals. In Peer-to-Peer mode, users can set terms for lending or borrowing directly with each other. Security is fundamental for long-term strength.
Mutuum Finance (MUTM) is undergoing an audit by CertiK using both manual review and static analysis. The Token Scan score is 90.00 and the Skynet score is 79.00. The audit is scheduled from February 25, 2025 to May 20, 2025.
Mutuum Finance (MUTM) also backs a $50,000 USDT bug bounty program. It rewards through tiers: up to $2,000 for critical issues, $1,000 for major, $500 for medium, and $200 for lower severity. These measures reinforce integrity even before launch.
The real utility delivery through dual lending and borrowing mechanics will allow users to explore new crypto coins in a fully secure and layer-2 supported environment.
The practical utility delivery will pull investors’ confidence up and hence more users will be interested to be benefited from the platform. The core mechanics will therefore take the MUTM demand up and hence the pricing.
The team recently announced on its official X account the upcoming launch of the V1 version of its protocol on the Sepolia Testnet. This version will include core elements such as a liquidity pool, mtToken, debt token, and a liquidator bot designed to keep operations secure and efficient. At the start, users will be able to lend, borrow, and use ETH or USDT as collateral easily.
This early version will let users test the platform and get a preview of its main features before the full rollout.
As more users interact with it and build trust, investor interest is expected to increase, which could drive higher demand and possibly push the token’s value beyond expectations.
Stability layer & predictive mechanics
A core strength of Mutuum Finance (MUTM) lies in its internal stablecoin design. This $1-pegged token will only be minted against real collateral, and burned upon repayment. Governance will adjust interest rates dynamically to preserve balance.
Because borrowing costs stay controlled, users will feel confident to transact even when markets wobble. This design ensures a stable on-chain economy. For traders and lenders who wonder is crypto a good investment, a stable internal currency makes operations predictable and dependable.
Price accuracy is equally important. Mutuum Finance (MUTM) will leverage a three-tier oracle system. The primary layer is Chainlink feeds, supplemented by fallback sources, and reinforced by on-chain time-weighted averages.
This trio works together to reduce price manipulation risk. Accurate pricing means safer liquidations, which leads to more capital inflow.
More inflow boosts protocol revenue, which amplifies the demand for MUTM. In the world of crypto predictions, consistency in engineering builds trust and traction.
Visibility & exchange momentum
Every strong presale wants a strong potential listing. Tokens that carried real utility — like AAVE or DOT — saw major multipliers post-listing.
One respected analyst who predicted SOL’s breakout now projects Mutuum Finance (MUTM) to trade between $0.90 and $1.00 in the 12 months following its expected listing at around $0.06. That projection implies roughly 25× growth from listing price.
The logic is clear: listing brings liquidity, exposure, and new capital inflows. All presale participants gain that launch leverage.
The market may still look sideways now, but accumulation phases often hide the projects that later dominate. With 68% of Phase 6 already sold and the next price increase nearing, the window for entry is narrowing.
Mutuum Finance (MUTM) is not offering mere hope—it is offering a carefully built ecosystem with yield, stability, and growth mechanics.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
The post This new crypto could be a top pick before the bull run appeared first on Invezz
